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Profit / Markup Rates on Retail Products
Rates of Profit Paid to Value Plus A/C Holders
& on ABIC
| Particulars |
Profit Rates |
| Value Plus Saving Deposits |
|
| Rs. 10,000/- to Rs. 24,999/- |
2.50% |
| Rs. 25,000/- & above |
3% |
| Value Plus Time Deposits |
|
| Three months |
5% |
| Six Months |
5.50% |
| One Year |
6% |
| Investment Certificates |
|
| First Month |
4% |
| Second Month |
4.50% |
| Third Month |
5% |
Commission being paid to customers on retention
of RTC for a period of One Month, @ 0.1% of face value of
RTC.
Lending Product Rates
| Particulars |
Markup Rates |
| Personal Finance |
|
| Upto 3 Years |
18% |
| Upto 5 Years |
22% |
| Smart Cash |
|
| 1 Year (Renewable) |
22% |
| Business Finance |
|
| 1 Year |
1 Year Kibor + 3% to be reviewed on yearly basis |
| Mortgage Finance |
|
| 20 years maximum |
1 Year Kibor + 3% to be reviewed on yearly basis. |
| Auto Financing |
13% to 15% |
|
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