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Thursday, 24th April 2014  
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PERSONAL FINANCE
One can avail unlimited opportunities through Askari Bank’s Personal Finance. With unmatched financing features in terms of loan amount, payback period and most affordable monthly installments, Askari Bank’s Personal Finance makes sure that you get the most out of your loan. No matter what your need is, Askari Bank has more ways to serve you than ever before.

PERSONAL FINANCE
Features Details
Applicant/ Borrower: Pakistani Resident (SEB/SEP cases are not entertained currently).
Age: Salaried: 21-61 years (maturity of loan at 61 yrs.).
Salary/ Income: Rs. 30,000/-per month.
Employment Status: 1 Year.
Debt Burden: Maximum 50% of the net disposable income.
Credit Limit: Upto Maximum of Rs. 500,000/- (Subject to maximum of 50% DBR & Industry benchmark is maximum Rs. 1.000 M).
Tenure: 1 - 5 years.
Mark up : Secured Salaried: 19% p.a.
Mark up : Unsecured Salaried: 21% p.a & Contract Employees 24.2% p.a.
Reference: Two (2) references with complete details (one should be relative).
Processing / Others Charges: As per "Schedule of Bank Charges".
Documentation 1. Application Form duly filled & Signed by the applicant in his/her own handwriting.
2. Clear copy of valid CNIC.
3. Two passport size latest photographs.
4. Last two month original salary slip or attested photocopy required.
5. Last 6 month bank statement of salary account.
6. Copy of the latest paid utility bill received at the residential address in case of salaried individual.
7. Copy of the latest bill received at the business address & residential address, in case of SEB/SEP.
8. BBFS, DDA, Undertaking CF-1, undertaking regarding other credit facilities.
   
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